Local Banking Is Better
Your personal checking account is the hub for your day-to-day income and expenses. It should be convenient, secure, and backed by a team that provides the support you need and guidance you can trust.
Bank of Dudley has proudly offered personal banking services for our Middle Georgia neighbors since 1905. While our personalized service, dedication to our community, and close relationships with our customers haven’t changed, our banking services sure have.
Today’s Bank of Dudley personal checking options offer all the conveniences and features of a much bigger bank, but with a unique local touch.
Discover Why Bank of Dudley Is Middle Georgia’s Local Bank
Why Checking Is Better With Bank of Dudley
You earn your money here. You spend your money here. Why should you keep your money somewhere else?
Every member of the Bank of Dudley team lives and works in our communities. You may have seen our President at the grocery store, or your local branch manager’s kids may be in your Sunday School class. We’re your neighbors, and neighbors take care of one another.
That means more than just seeing familiar faces when you visit a branch – it means that the decisions that affect your money are made in your community by people who know you and know you can’t wait around while your banking needs are discussed in a board room on the other side of the country.
When you come in to open an account with Bank of Dudley, we’ll take a little time to get to know you. We want to know your financial goals, your current situation, and any questions or concerns you have about your future. We’ll talk through your options with you and help you make the right decision about choosing the products and services you need.
There’s no upselling in this process. We are genuinely invested in finding the right services for you. If you’re considering an option that could cause you future financial troubles, we’ll advise you of the potential problems and offer you an alternative solution.
Once you’re a Bank of Dudley customer, you’re family for life. When you walk into a branch, we’ll greet you by name. When you call, a live person answers the phone, ready to help. And when you need a little help with your financial situation, we’re prepared to listen and give you the support you need.
Bank of Dudley has served many Middle Georgia families for generations – literally. We’ve been blessed to help our neighbors and their families grow, financially and otherwise, for more than a century. Whether you’re just starting in life or are getting ready to enjoy your golden years in peace, we’re with you all the way.
We offer a full selection of banking products to help you save more, earn more, and do more with your money. As your banking needs change, our team will help you adapt your banking services to keep pace with your life. Our customers never have to worry about falling behind in their pursuit of financial success – we have your back the whole way.
Your checking account is your go-to point for access to your money. You need an account that offers you the convenience and security you expect without a lot of extra fees. All Bank of Dudley personal checking accounts include:
- Digital banking and bill pay through our website or the Bank of Dudley app
- ATM and Visa Debit card options
- Overdraft protection for customers with a secondary account
Our exceptional, personalized customer service
| Advantage Checking | Advantage Club | Advantage College & Service Member | Advantage Now | Advantage Student | Advantage 55 | |
|---|---|---|---|---|---|---|
| Minimum opening deposit | $100 | $100 | $50 ($0 for Service Members) | $800 | $50 | $100 |
| Minimum daily balance to avoid maintenance charge | None | None | None | $800 | None | None |
| Interest-bearing account | No | No | No | Yes | No | Yes |
| Maintenance charge | None | $5/month | None | $5, plus $0.25 per check | None | None |
| Internet banking and bill pay | Yes | Yes | Yes | Yes | Yes | Yes |
| ATM card | Yes | Yes | Yes | Yes | Yes | Yes |
| Visa Debit card | Yes | Yes | Yes | Yes | Yes | Yes |
| Overdraft privilege | Yes* | Yes* | No | Yes* | No | Yes* |
| Overdraft protection (with secondary account) | Yes** | Yes** | Yes** | Yes** | Yes** | Yes** |
Other Benefits of Bank of Dudley Accounts
- Student Checking: First check order free
- Advantage Club: No fees on cashier’s checks or money orders; stop payment (limit one per month), Club Checks free (others half price)
- Advantage College & Service Member: Up to $20 reimbursement per statement cycle for ATM transaction fees assessed by operators of ATMs not owned by us***, first check order free
- Advantage 55: Discount on safe deposit box, first check order free
Checking Account Disclosures and Explanations
* We may approve certain transactions that overdraw your account. 1. An overdraft fee of $30.00 may be charged for each transaction that overdraws your account. 2. The categories or types of transactions that may overdraw your account include payments, purchases, and transfers. A fee may be imposed for covering overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means. 3. Whether your overdrafts will be paid or not is at our sole discretion, and we reserve the right not to pay. 4. We reserve the right to require you to repay your overdrafts immediately or on demand.
** $2.00 Overdraft Transfer Fee per transfer
*** When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry, even if you do not complete a fund transfer).
Experience True Relationship Banking.
Call Today to Open a Bank of Dudley Account:
