Borrow With Confidence
Lending money to families and businesses is just one way Bank of Dudley serves our communities. When it’s time to buy a new house or new car, when unexpected expenses come up, or when new opportunities come your way, you may need to borrow in order to afford your next steps.
But when you borrow money, it’s important that you have a very solid understanding of what comes next. On this page, we’ve collected resources and tools to help you become a more informed borrower and make the financial decisions that are right for you.

Loans From Your Local Bank
Bank of Dudley has been helping people in Middle Georgia realize their dreams with simple, affordable loans for more than 100 years! Our loan products include:

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Lending Tools and Resources
Borrowing can be a complicated process. Knowing how much you can afford to borrow, understanding the different loan products, choosing the loan that’s right for you, and staying in accordance with your loan’s terms are all part of being a borrower, and we’ve assembled some resources that can help you stay on top of things.
Bank of Dudley is not responsible for the information presented on third-party websites. Links are provided as a resource only; for the most personalized guidance on your banking matters, please call Bank of Dudley at 478-277-1500.
How Much Can I Afford to Borrow?
Use CalculatorMortgage Loan Calculator
Use CalculatorAuto/Personal Loan Calculator
Use Calculator- Buying a House: Tools and Resources for Homebuyers (CFPB)
- Understanding Your Monthly Mortgage Statement (CFPB)
- Know Your Rights: Federal Rules Lenders Must Follow (CFPB)
- What’s the Difference Between a Mortgage Lender and a Servicer? (CFPB)
- Key Terms to Know When Mortgage Shopping (CFPB)
- How to Avoid Foreclosure (CFPB)
- Credit Scores and How They Work (FTC)
- Free Credit Reports (FTC)
- Fixing Your Credit FAQs (FTC)
- How to Get Out of Debt (FTC)

Business Loan Topics
For our commercial banking customers, we’ve assembled information about business loans on our Business Banking Information Hub.