Helping You Manage the Business Part of Business
As a business owner, you need more than just a checking account from your bank. You need services to help integrate card payments and other payment methods, as well as back-office support to help you stay focused on your business, not your books.
Bank of Dudley is here to provide merchant services and treasury services to help our neighbors maximize their business.
Merchant services
Merchant services include credit card payment processing, eCheck and ACH processing, ecommerce solutions, PCI compliance, point-of-sales systems, and other services to help give your customers the greatest possible flexibility for paying for your products or services.
Treasury services
Treasury services are a suite of back-office services that help reduce your team’s workload in financial management. Services include online banking, online bill payment, ACH origination, wire transfers, and remote deposit.
Making Business Easier With Bank of Dudley
For more than a century, Bank of Dudley has helped the business community of central Georgia through individualized banking services. As the world of business has changed, so have we.
When we opened in 1905, most local business was carried out with cash. Checking accounts were far from common, and the first credit cards were still several decades away. Most local businesses had relatively small teams that were paid with cash at the end of the week. Credit, when it existed, was extended directly from a merchant to a customer, and balances and payments were figured by hand.
Those days are long gone. Even the smallest business needs to accept credit cards, manage AR and AP, and navigate the complicated waters of employee income and FICA taxes. Failure to offer flexible payment options means driving away customers, and the increased complexity of accounting requirements means more time is spent managing the books and less time managing your team. All told, most business owners soon find that they’re spending far more time than they’d expected dealing with bookkeeping responsibilities.
To help our neighbors keep their minds on the core parts of their businesses, Bank of Dudley offers two service lines for commercial banking customers: merchant services and treasury services.

Making Sense Out of Business Finances
Call to Learn More About Merchant and Treasury Services:
Merchant Services: Receiving Payments Is Easier Than Ever
Bank of Dudley has partnered with an industry leader in electronic bankcard processing, BancCard of America.
Whether you have $1,000 or $100,000 in monthly sales, our merchant services program will give you the technology and tools that you need to compete with larger retailers at affordable prices.
Our merchant program allows our clients to process all major credit cards (Visa®, Mastercard®, American Express®, Discover®, and Diners Club®). Other services include: eCommerce transactions, mobile payments, email invoicing, point of sale systems, and more.
Merchant Services Offers:
- Competitive rates
- A local Account Representative
- Multiple technology options – terminals, email invoicing, wireless, mobile, e-commerce, etc.
- Next Day Funding
- Gift Cards
- Superior customer service and consulting
Available to All Types of Industries Including:
- Retail, Medical, Restaurant, Manufacturing, Automotive, etc
- Business-to-Business
- Home Based Businesses
- eCommerce Businesses
Treasury Services: Back-Office Tasks Made Simple
You got into business for many reasons: you had a good idea, you wanted to connect with customers, and you enjoyed building a team. However, balancing books and putting together cash flow reports probably aren’t part of your core mission.
For our business customers, Bank of Dudley is now offering treasury services that help reduce your back-office workload and enable your team to focus on its core mission: serving your customers with quality products and services.
When you partner with Bank of Dudley for treasury services, our dedicated team can manage a wide range of back-office responsibilities, including:
- Balance Reporting – Regular reports of balances in all of your Bank of Dudley accounts
- Internal Transfers – Transfer funds between accounts quickly and easily
- Loan Payments – Automate your business loan payments for maximum convenience
- ACH Origination payment and collections – Handle payroll simply and easily
- Wire Transfers – Send funds to another bank
- Bill Payment – Pay your bills automatically each month with minimum hassle
- Mobile Deposit and Remote Deposit Capture – Deposit checks into your account directly from your phone or desktop computer
Get back to doing what you love: building your business. Let Bank of Dudley manage the details.

Let Us Help Your Business Thrive
Call and Learn More About Bank of Dudley Business Services: