{"id":650,"date":"2025-06-18T20:45:00","date_gmt":"2025-06-18T20:45:00","guid":{"rendered":"https:\/\/www.bankofdudley.com\/wph\/workarea\/?page_id=650"},"modified":"2025-08-08T14:23:47","modified_gmt":"2025-08-08T14:23:47","slug":"cds-iras","status":"publish","type":"page","link":"https:\/\/www.bankofdudley.com\/wph\/workarea\/personal-banking-hub\/cds-iras\/","title":{"rendered":"CDs\/IRAs"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Investing Doesn\u2019t Have to Be Complicated<\/h2>\n\n\n\n<p>You work hard for your money, and it\u2019s time to let your money do some work for you. Bank of Dudley\u2019s certificates of deposit (CDs) and individual retirement account (IRA) options help you grow your wealth. With competitive yields, easy setup and management, and the friendly local service you\u2019ve come to expect from your local bank, growing your financial future has never been easier!<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Investing Made Easy: CDs and IRAs From Bank of Dudley<\/h4>\n\n\n\t\t\t<div class=\"band band-info-quicklinks-block-1\">\n\t\t\t\t<div class=\"zone\">\n\t\t\t\t\t<div class=\"feature-wrap\">\n\t\t\t\t\t\t\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-cta\">\n\t\t\t\t\t\t\t<a href=\"#cd\" target=\"_self\">Bank of Dudley CDs<\/a>\n\t\t\t\t\t\t<\/div><!--feature-cta-->\n\t\t\t\t\t<\/div><!--feature-content-->\n\t\t\t\t<\/div><!--feature-padding-->\n\t\t\t<\/div><!--feature-->\n\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-cta\">\n\t\t\t\t\t\t\t<a href=\"#ira\" target=\"_self\">Bank of Dudley IRAs<\/a>\n\t\t\t\t\t\t<\/div><!--feature-cta-->\n\t\t\t\t\t<\/div><!--feature-content-->\n\t\t\t\t<\/div><!--feature-padding-->\n\t\t\t<\/div><!--feature-->\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\t\t\t<div class=\"band content-fullwidth-match\">\n\t\t\t\t<div class=\"zone\">\n\t\t\t\t\t<div class=\"feature-wrap feature-wrap-accordion-1 first-open single-open\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-wrap-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2>Why Invest With Bank of Dudley?<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!-- feature-wrap-title -->\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-closed\" data-wph-toggle=\"3f7750f66e796cc944b1\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Your Investment Stays Local<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" data-wph-panel=\"3f7750f66e796cc944b1\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<p>When you invest in one of our competitive CD or IRA products, <strong>your money stays right here in our community<\/strong>. During the term of your investment, your money will help our community grow, financing new homes, startup businesses, and emergency funds and helping your neighbors meet their financial goals.<\/p>\n\n\n\n<p>When your investment term is up, you get your initial investment plus a healthy interest sum. Use that money to finance something special, funnel it into savings, or reinvest it to grow your wealth further.<\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-closed\" data-wph-toggle=\"1dc5f0c35eac188c4f14\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Investments (and Service) That Are Customized for You<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" data-wph-panel=\"1dc5f0c35eac188c4f14\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<p>We offer a wide selection of certificates of deposit and individual retirement account options. When you visit or call us, one of our team members will talk through your financial goals and expectations. They&#8217;ll evaluate your financial status, timelines, and needs and recommend the right investments to help you achieve success.<\/p>\n\n\n\n<p>If you ever have any questions or concerns about your investment accounts, give us a call. You won&#8217;t have to wade through a complicated answering system to get the help you want\u2014a live person will answer the phone and direct you to the person who can help.<\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-closed\" data-wph-toggle=\"46b5df6b4d50cb237ab8\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Investments That Are FDIC-Insured<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" data-wph-panel=\"46b5df6b4d50cb237ab8\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<p>Unlike many investment products, deposits into your Bank of Dudley CDs or IRAs are protected up to applicable limits by the FDIC. No matter what the future holds, you can rest easy knowing that your money is protected by the same insurance that protects your checking and savings accounts.<\/p>\n\n\n\n<p>CDs and IRAs are terrific choices for customers with low risk tolerance who want to earn more than they can through a savings or money market account.<\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\n\n\t\t\t<div class=\"band band-fullscreen-block-1 content-fullwidth\">\n\t\t\t\t<div class=\"zone\">\n\t\t\t\t\t<div class=\"feature-wrap\">\n\t\t\t\t\t\t<div class=\"feature \">\n\t\t\t\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-image\">\n\t\t\t\t\t\t\t\t\t\t\t<figure class=\"feature-image-inner cover-image\">\n\t\t\t\t\t\t\t\t\t\t\t\t<img src='https:\/\/www.bankofdudley.com\/wph\/workarea\/wp-content\/uploads\/2025\/08\/Build-Your-Tomorrow-Today-CDIRA-600x300.png' srcset='https:\/\/www.bankofdudley.com\/wph\/workarea\/wp-content\/uploads\/2025\/08\/Build-Your-Tomorrow-Today-CDIRA-600x300.png 600w, https:\/\/www.bankofdudley.com\/wph\/workarea\/wp-content\/uploads\/2025\/08\/Build-Your-Tomorrow-Today-CDIRA-300x150.png 300w, https:\/\/www.bankofdudley.com\/wph\/workarea\/wp-content\/uploads\/2025\/08\/Build-Your-Tomorrow-Today-CDIRA-768x384.png 768w, https:\/\/www.bankofdudley.com\/wph\/workarea\/wp-content\/uploads\/2025\/08\/Build-Your-Tomorrow-Today-CDIRA-400x200.png 400w, https:\/\/www.bankofdudley.com\/wph\/workarea\/wp-content\/uploads\/2025\/08\/Build-Your-Tomorrow-Today-CDIRA.png 800w' sizes='(max-width: 600px) 100vw, 600px' \/>\n\t\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t\t<\/div><!--feature-image-->\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t\t\t\t<div class=\"feature-content-text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2>Build Your Tomorrow Today.<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\n<p>Call to Open a CD or IRA with Bank of Dudley:<\/p>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div><!--feature-content-text-->\n\t\t\t\t\t\t\t\t\t<div class=\"feature-cta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"tel: 478-277-1500\" class=\"btn btn-3 big\" target=\"_self\">478-277-1500<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><!--feature-cta-->\n\t\t\t\t\t\t\t\t<\/div><!--feature-content-->\n\t\t\t\t\t\t\t<\/div><!--feature-padding-->\n\t\t\t\t\t\t<\/div><!--feature-->\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\n\t\t\t<div class=\"band content-fullwidth-match\">\n\t\t\t\t<div class=\"zone\">\n\t\t\t\t\t<div id=\"cd\" class=\"feature-wrap feature-wrap-accordion-1 first-open single-open\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-wrap-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2>Certificates of Deposit<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!-- feature-wrap-title -->\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-closed\" data-wph-toggle=\"388a7555a15105683578\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Short Term. High Yield. Major Success.<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" data-wph-panel=\"388a7555a15105683578\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<p>Have a little extra cash on hand that needs to go to work for you? Are you trying to earn extra money to help save up for a special day? Want to make an investment that doesn&#8217;t tie up your funds for years at a time? Bank of Dudley certificates of deposit may be just what you need.<\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-closed\" data-wph-toggle=\"5467ad2c0f04bf77d867\">\n\t\t\t\t\t\t\t\t<span class=\"text\">What Is a Certificate of Deposit?<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" data-wph-panel=\"5467ad2c0f04bf77d867\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<p>Certificates of deposit (CDs) are short-term, high-yield deposit accounts that allow you to earn considerably more than a savings or money market account. In exchange for the higher rate of return, the money must <strong>remain invested for the entire term of the certificate \u2013 there are penalties for early withdrawal.<\/strong><\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-closed\" data-wph-toggle=\"4d5a914ccdfa4db0ccd2\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Setting up a CD Is Simple<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" data-wph-panel=\"4d5a914ccdfa4db0ccd2\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<h4 class=\"wp-block-heading\">Decide the Amount You Want to Invest<\/h4>\n\n\n\n<p><strong>The more you invest, the more you earn.<\/strong> Remember that your funds must remain in the account for the entire term of the certificate to avoid early withdrawal penalties, so only invest what you can afford to have tied up.<\/p>\n\n\n\n<p>Bank of Dudley CDs and IRAs require a minimum investment of $1,000.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Decide the Term of Your Investment<\/h4>\n\n\n\n<p><strong>The longer you invest, the more you earn. <\/strong>Bank of Dudley offers various terms for our CDs, from six months to five years. As the term length increases, so does the final return you\u2019ll see when the term is up.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Call or Visit Bank of Dudley<\/h4>\n\n\n\n<p>Let one of our friendly team members guide you through setting up your CD. They&#8217;ll explain the terms and conditions, help you understand how your investment works, and provide you with an accurate picture of how much your investment will earn over time.<\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\n\n\t\t\t<div class=\"band content-fullwidth-match\">\n\t\t\t\t<div class=\"zone\">\n\t\t\t\t\t<div id=\"ira\" class=\"feature-wrap feature-wrap-accordion-1 first-open single-open\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-wrap-title\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2>Individual Retirement Accounts (IRAs)<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!-- feature-wrap-title -->\n\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-closed\" data-wph-toggle=\"690ef2af6ad73bdc445c\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Preparing for Your Golden Years<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" data-wph-panel=\"690ef2af6ad73bdc445c\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<p>Almost everyone looks forward to retirement. Are you financially prepared for the day you leave the workplace for the last time?<\/p>\n\n\n\n<p>With individual retirement accounts from Bank of Dudley, you can grow your retirement savings with short-term, low-risk investment accounts that generate higher yields than traditional savings and money market accounts. Even better, taxes are deferred on money paid into IRAs, so long as certain conditions are met!<\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-closed\" data-wph-toggle=\"06ce5ceeb4cdeec31122\">\n\t\t\t\t\t\t\t\t<span class=\"text\">What Is an IRA?<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" data-wph-panel=\"06ce5ceeb4cdeec31122\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<p>The term \u201cindividual retirement account\u201d refers to a number of different types of deposit accounts that offer several advantages over traditional accounts:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Considerably higher yield<\/li>\n\n\n\n<li>Tax deferral to reduce your current tax burden<\/li>\n\n\n\n<li>No fees or penalties if funds are not withdrawn early<\/li>\n<\/ul>\n\n\n\n<p>Just like a certificate of deposit, IRAs are term investments, so the money will need to<strong> remain invested for the entire term, and penalties apply for early withdrawal.<\/strong><\/p>\n\n\n\n<p>IRAs come in several different types, differing mainly in when the tax deferral is applied:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Traditional IRA:<\/strong> Payments made into a traditional IRA are tax-deferred, and tax is paid at the time of the money\u2019s withdrawal from the account.<\/li>\n\n\n\n<li><strong>Roth IRA:<\/strong> Payments made into a Roth IRA come out of after-tax dollars, but earnings and withdrawals are usually tax-free when funds are withdrawn after the age of 59 \u00bd.<\/li>\n<\/ul>\n\n\n\n<p>For business owners, we also provide <strong>Simplified Employee Pension (SEP)<\/strong> plans that allow you to contribute to your employees\u2019 IRAs. SEPs are the easiest way to help provide your employees with secure retirement savings without establishing a full-service retirement program.<\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\n\t\t\t<div class=\"feature \">\n\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t<div class=\"feature-title\">\n\t\t\t\t\t\t\t<button class=\"panel-closed\" data-wph-toggle=\"e43d5bbc2617d8c4e5ef\">\n\t\t\t\t\t\t\t\t<span class=\"text\">Setting Up an IRA Is Easy<\/span>\n\t\t\t\t\t\t\t\t<span class=\"icon\"><\/span>\n\t\t\t\t\t\t\t<\/button>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"feature-content-text panel-closed\" data-wph-panel=\"e43d5bbc2617d8c4e5ef\">\n\t\t\t\t\t\t\t<div class=\"feature-content-wysiwyg\">\n\t\t\t\t\t\t\t\t\n\n<p>Due to the different types of investments available through our IRA offerings, we recommend starting the process with a call to your Bank of Dudley branch or your investment manager or tax professional. They&#8217;ll help you better understand the options that are available to you, each option&#8217;s strengths, and choose the right IRA for your current situation and future retirement goals.<\/p>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<!--feature-content-wysiwyg-->\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<!--feature-content-text-->\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<!--feature-content-->\n\t\t\t\t<\/div>\n\t\t\t\t<!--feature-padding-->\n\t\t\t<\/div>\n\t\t\t<!-- feature -->\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\n\n\t\t\t<div class=\"band band-fullscreen-block-1 content-fullwidth\">\n\t\t\t\t<div class=\"zone\">\n\t\t\t\t\t<div class=\"feature-wrap\">\n\t\t\t\t\t\t<div class=\"feature \">\n\t\t\t\t\t\t\t<div class=\"feature-padding\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-image\">\n\t\t\t\t\t\t\t\t\t\t\t<figure class=\"feature-image-inner cover-image\">\n\t\t\t\t\t\t\t\t\t\t\t\t<img src='https:\/\/www.bankofdudley.com\/wph\/workarea\/wp-content\/uploads\/2025\/08\/Sensible-Investments-Right-Here-atHome-600x300.png' srcset='https:\/\/www.bankofdudley.com\/wph\/workarea\/wp-content\/uploads\/2025\/08\/Sensible-Investments-Right-Here-atHome-600x300.png 600w, https:\/\/www.bankofdudley.com\/wph\/workarea\/wp-content\/uploads\/2025\/08\/Sensible-Investments-Right-Here-atHome-300x150.png 300w, https:\/\/www.bankofdudley.com\/wph\/workarea\/wp-content\/uploads\/2025\/08\/Sensible-Investments-Right-Here-atHome-768x384.png 768w, https:\/\/www.bankofdudley.com\/wph\/workarea\/wp-content\/uploads\/2025\/08\/Sensible-Investments-Right-Here-atHome-400x200.png 400w, https:\/\/www.bankofdudley.com\/wph\/workarea\/wp-content\/uploads\/2025\/08\/Sensible-Investments-Right-Here-atHome.png 800w' sizes='(max-width: 600px) 100vw, 600px' \/>\n\t\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t\t\t\t\t\t\t\t<\/div><!--feature-image-->\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"feature-content\">\n\t\t\t\t\t\t\t\t\t<div class=\"feature-content-text\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2>Sensible Investments Right Here at Home.<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\n\n<p>Call Today to Start Earning With Bank of Dudley:<\/p>\n\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div><!--feature-content-text-->\n\t\t\t\t\t\t\t\t\t<div class=\"feature-cta\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"tel: 478-277-1500\" class=\"btn btn-3 big\" target=\"_self\">478-277-1500<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div><!--feature-cta-->\n\t\t\t\t\t\t\t\t<\/div><!--feature-content-->\n\t\t\t\t\t\t\t<\/div><!--feature-padding-->\n\t\t\t\t\t\t<\/div><!--feature-->\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n","protected":false},"excerpt":{"rendered":"Investing Doesn\u2019t Have to Be Complicated You work hard for your money, and it\u2019s time to let your money do some work for you. Bank of Dudley\u2019s certificates of deposit (CDs) and individual retirement account (IRA) options help you grow your wealth. With competitive yields, easy setup and management, and the friendly local service you\u2019ve [&hellip;]","protected":false},"author":23,"featured_media":1137,"parent":644,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"template_back_fullscreen.php","meta":{"_lmt_disableupdate":"","_lmt_disable":"","attr_subtitle":[],"attr_date":[],"attr_excerpt":[],"attr_featured":[],"attr_secondary_image":[],"footnotes":""},"class_list":["post-650","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>CDs\/IRAs - Bank of Dudley<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"CDs\/IRAs - Bank of Dudley\" \/>\n<meta property=\"og:description\" content=\"Investing Doesn\u2019t Have to Be Complicated You work hard for your money, and it\u2019s time to let your money do some work for you. Bank of Dudley\u2019s certificates of deposit (CDs) and individual retirement account (IRA) options help you grow your wealth. 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