Bank of Dudley Advantage Checking

Bank of Dudley offers convenient, state-of-the-art checking services for individuals, businesses, nonprofit organizations and other large groups.

Your Bank of Dudley Advantage Checking Account gives you the option of conveniently paying your bills by mail, online or through bank drafts.

Enjoy Bank of Dudley's Checking Advantage. We've got a plan that's just right for you!

 

Click here to apply now for Advantage Checking »

CHECKING ACCOUNT ADVANTAGE  CHECKING

 ADVANTAGE      

      CLUB

    ADVANTAGE

     COLLEGE

          and

      SERVICE

      MEMBER

ADVANTAGE   

      NOW

ADVANTAGE

  STUDENT

ADVANTAGE

         55

MINIMUM OPENING DEPOSIT $100 $100

  $50

  $0 FOR      

  SERVICE

  MEMBER

$800 $50 $100
MINIMUM DAILY BALANCE TO AVOID MAINTENANCE CHARGE NONE NONE NONE $800 NONE NONE
INTEREST BEARING ACCOUNT NO NO NO YES
RATES
NO YES
RATES
MAINTENANCE CHARGE NONE $5 PER MONTH NONE $5 PLUS $.25 PER CHECK NONE NONE
CHECK ORDER FEES FIRST ORDER FREE
REORDERS VARY
CLUB CHECKS FREE
OTHERS HALF PRICE
FIRST ORDER FREE REORDERS VARY PRICES VARY WITH CHECK STYLES FIRST ORDER FREE REORDERS VARY FIRST ORDER FREE
REORDERS HALF PRICE
INTERNET BANKING & BILL PAY YES YES YES YES YES YES
ATM CARD YES YES YES YES YES YES
VISA DEBIT CARD (approval required) (approval required) (approval required) (approval required) (approval required) (approval required)
OVERDRAFT PRIVILEGE YES ♦ YES ♦ NO YES ♦ NO YES ♦
OVERDRAFT TRANSFER PROTECTION(with secondary account) YES ** YES ** YES ** YES ** YES ** YES **
OTHER BENEFITS ___ • No fees on cashier's checks or money orders.
• Stop payment (limit one per month)
• Up to $20 reimbursement per statement cycle for ATM transaction fees assessed at an ATM not owned by us* ___   • Discount on safe deposit box

† MONTHLY STATEMENTS WITH CHECK IMAGES FOR ALL CHECKING ACCOUNTS


† FREE NOTARY SERVICE FOR ALL ACCOUNT HOLDERS


♦ We may approve certain transactions that overdraw your account. 1. An overdraft fee of $30.00 may be charged for each transaction that overdraws your account. 2. The categories or types of transactions that may overdraw your account include payments, purchases and transfers. A fee may be imposed for covering overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means. 3. Whether your overdrafts will be paid or not is at our sole discretion and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing or if you have too many overdrafts. 4. We reserve the right to require you to repay your overdrafts immediately or on demand.

* When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used (and you may be   charged a fee for a balance inquiry even if you do not complete a fund transfer.)

** $2.00 Overdraft Transfer Fee per transfer

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