Advantage Checking

Bank of Dudley offers convenient, state-of-the-art checking services for individuals, businesses, nonprofit organizations and other large groups.

Your Bank of Dudley Advantage Checking Account gives you the option of conveniently paying your bills by mail, online or through bank drafts.

Enjoy Bank of Dudley's Checking Advantage. We've got a plan that's just right for you!

Click here to apply now for Advantage Checking »

Minimum Opening Deposit
$100
Minimum Daily Balance to Avoid Maintenance Charge
None
Interest Bearing Account
No
Maintenance Charge
None
Check Order Fees
First Order Free Reorders Vary
Internet Banking & Bill Pay
Yes
Atm Card
Yes
Visa Debit Card
Yes
Overdraft Privilege
Yes♦
Overdraft Transfer Protection(with secondary account)
Yes**
Other Benefits
______
Minimum Opening Deposit
$100
Minimum Daily Balance to Avoid Maintenance Charge
None
Interest Bearing Account
No
Maintenance Charge
$5 Per Month
Check Order Fees
Club Checks Free Others Half Price
Internet Banking & Bill Pay
Yes
Atm Card
Yes
Visa Debit Card
Yes
Overdraft Privilege
Yes♦
Overdraft Transfer Protection(with secondary account)
Yes**
Other Benefits
• No fees on cashier's checks or money orders.
• Stop payment (limit one per month)
Minimum Opening Deposit
$50
$0 FOR SERVICE MEMBER
Minimum Daily Balance to Avoid Maintenance Charge
None
Interest Bearing Account
No
Maintenance Charge
None
Check Order Fees
First Order Free Reorders Vary
Internet Banking & Bill Pay
Yes
Atm Card
Yes
Visa Debit Card
Yes
Overdraft Privilege
No
Overdraft Transfer Protection(with secondary account)
Yes**
Other Benefits
• Up to $20 reimbursement per statement cycle for ATM transaction fees assessed by operators of ATM's not owned by us*
Minimum Opening Deposit
$800
Minimum Daily Balance to Avoid Maintenance Charge
$800
Interest Bearing Account
Maintenance Charge
$5 Plus $.25 Per Check Fee
Check Order Fees
Prices Vary With Check Styles
Internet Banking & Bill Pay
Yes
Atm Card
Yes
Visa Debit Card
Yes
Overdraft Privilege
Yes♦
Overdraft Transfer Protection(with secondary account)
Yes**
Other Benefits
______
Minimum Opening Deposit
$50
Minimum Daily Balance to Avoid Maintenance Charge
None
Interest Bearing Account
No
Maintenance Charge
None
Check Order Fees
First Order Free Reorders Vary
Internet Banking & Bill Pay
Yes
Atm Card
Yes
Visa Debit Card
Yes
Overdraft Privilege
No
Overdraft Transfer Protection(with secondary account)
Yes**
Other Benefits
 
Minimum Opening Deposit
$100
Minimum Daily Balance to Avoid Maintenance Charge
None
Interest Bearing Account
Maintenance Charge
None
Check Order Fees
First Order Free Reorders Half Price
Internet Banking & Bill Pay
Yes
Atm Card
Yes
Visa Debit Card
Yes
Overdraft Privilege
Yes♦
Overdraft Transfer Protection(with secondary account)
Yes**
Other Benefits
• Discount on safe deposit box

† Monthly Statements With Check Images For All Checking Accounts

† Free Notary Service For All Account Holders

♦ We may approve certain transactions that overdraw your account. 1. An overdraft fee of $30.00 may be charged for each transaction that overdraws your account. 2. The categories or types of transactions that may overdraw your account include payments, purchases and transfers. A fee may be imposed for covering overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means. 3. Whether your overdrafts will be paid or not is at our sole discretion and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing or if you have too many overdrafts. 4. We reserve the right to require you to repay your overdrafts immediately or on demand.

* When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used (and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer.)

** $2.00 Overdraft Transfer Fee per transfer

More Personal Services